Medical Loan | International Development Bank

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Receiving the right medical care can be costly. With the help of our medical loans, you can pay for surgery, treatment, medication and therapy, and get back on your feet as soon as possible.

apply for a Medical Loan now

Loans Benefits:

Loan up to 5 million IQD.
Repayment period of up to 48 months.
Annual interest rates starting from 7.5%.
No need for a guarantor if the borrower is a government employee with a salary domiciled at IDB.
Monthly installments starting from 136,000 IQD.

Loan Terms:

The borrower must be a government employee with a salary domiciled at IDB for a minimum period of 3 months.
The borrower must issue a life insurance policy.
The borrower should not exceed the age of 59 years by the time of settlement.
The borrower’s net salary should be twice the amount of the monthly installments (the debt burden ratio cannot exceed 50%, as specified by the Central Bank of Iraq).

How to get a Loan:

The borrower must be a government employee with a salary domiciled at IDB for a minimum period of 3 months.

For more information, please contact our call center at 6660 or visit your local branch.

All loans are subject to IDB’s credit policy and associated terms and conditions, and required Central Bank of Iraq regulations.
All information available on this website is valid as of the latest date of amendment on website June 2019. Noting that information is subject to change without prior notice.

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personal information

Full Name* As written on your official ID

Cell phone number*

Account number

Email address

Employment

Company Name

Net monthly income

Government guaranty

Current monthly commitment amount

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You have to be a client in order to apply for a loan, contact us for more info.